In most Asia countries like Singapore, most of us start working around age of 24 to 25 yrs old after completion of National service and Tertiary education. The ladies will start earlier 3 yrs due to exemption of National service.
We intend to change jobs during the first few years of our working life in order to seek our ideal or preferred occupation. Once we have decided after accumulating enough experience and knowledge, we are approaching around age 30.
Most of us will need to work for 30 to 35 yrs or maybe 40 yrs before reaching our retirement age. (With the latest update 2 days ago, the government is encouraging us to work till age 68 due to our longer life span.)
How are we going to achieve sufficient saving before reaching our retirement years ?
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We need to plan our financial earlier...
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